Get real-time recommendations on which credit card to use for every purchase. Maximize rewards without the mental math.
50% off for first 500 users (₹99/mo after)
The problem
With 3+ cards and 50 transactions a month, you're making 150+ decisions without knowing which card gives the best return.
Your Axis Magnus gives 5X on travel. Your HDFC Regalia gives 4X on dining. Using the wrong one means losing 60%+ of potential rewards.
Banks run 10-15 active offers at any time. Most expire before you know they exist. You're not tracking them. They are.
1 point = ₹0.25 or ₹1.00? Depends on redemption. Accelerated earning caps? Milestone bonuses? Nobody has time for this.
How it works
Benefiqs does the math so you don't have to.
We map reward structures for 110+ Indian cards automatically
Swiggy, Amazon, Uber, petrol pump — tell us where you're spending
We show you which card gives maximum return, with proof
Estimate your annual unrealized rewards
Estimated annual savings with Benefiqs
₹6,000
Based on 1-2% reward optimization across categories
Early access pricing
First 500 users get founder pricing that never expires
₹0
For casual users with 1-2 cards
₹49/mo
For power users who want maximum returns
Get early access and lock in founder pricing before we launch.